
Welcome to
Silver Cloud Financial

Experience the difference with a personal loan from Silver Cloud Financial. Our streamlined process is personal, fast, easy and clear. Expect a level of service that exceeds what you receive from other lenders, a level of service that will set the bar for your future expectations.
Complete your loan application and if you qualify, you will be approved within minutes. Upon approval by 4:30 PM EST Monday through Friday, money can be deposited electronically into your bank account through a secured ACH transfer by the next business day. If you need funds sooner, please ask us about our same day funding options.
Our online loan process is secure and is based on federal and tribal regulations, and OLA guidelines. Experience a hassle-free online loan process by an industry-trusted online lender. Let us help you with a personal loan now!
Experience the difference with a personal loan from Silver Cloud Financial. Our streamlined process is personal, fast, easy and clear. Expect a level of service that exceeds what you receive from other lenders, a level of service that will set the bar for your future expectations. Let us help you with a personal loan now!
No Pre-Payment Penalty
Over 150,000 Loans Funded
No Hidden Fees
How it works
Apply in minutes
Complete our streamlined loan application in minutes. We ask for nothing more than the information needed to help you. Our online loan process is secure and is based on federal and tribal regulations and OLA guidelines.
Quick approval decision
Our proprietary scoring system uses the information you provide in making an approval decision. We give every application special attention. You’re more than just a three digit credit score.
Funds as soon as tomorrow
Money can be deposited electronically into your bank account through a secured ACH transfer by the next business day upon approval by 4:30 PM EST Monday through Friday.
We’re honest about money

While a short term loan is not intended to meet long term financial needs, our loans offer a short-term financial resource that is designed to provide needed cash to you, quickly. Our loans are structured to be paid off by multiple installment payments on a set schedule. Each installment payment will lower your outstanding loan principal by an equal amount. In addition, each payment includes a fee based on the amount of principal you currently owe. There is no balloon payment at the end of your loan – when you make your last payment listed on your payment schedule, the loan will be completely paid off. Qualified returning customers may be eligible for rate discounts.
Our loan process is quick and simple. Your application can be completed online and signed electronically and, if you are approved, your funds can be deposited electronically into your account as soon as the next business day.
Repayment is also simple. You can repay your loan using our standard repayment schedule, you can pay additional amounts toward your principal on scheduled payment due dates, and you can pay off your loan in full at any time without penalty.